Finding the right type of mortgage is the key to getting the most out of your home investment.
Express Capital works as a direct lender and a broker in order to offer the largest possible selection of lending products.
You can find out more about all the types of home loans we offer during your consultation, and receive answers to your questions about each.
After you share the details of your financial scenario with us, our friendly loan experts in Tustin will help you identify the ideal mortgage.
Loans that fit within the Fannie Mae and Freddie Mac conforming loan limits and which are not backed by a government agency are conventional conforming loans. Fixed and adjustable interest rates and a selection of loan terms make these mortgages suitable for many borrowers.Learn More
A VA mortgage is also an easy qualification loan product. It is backed by the Department of Veterans Affairs and is suitable for qualifying veterans, active duty service members and eligible surviving spouses.Learn More
Loans that exceed the Fannie Mae and Freddie Mac conforming loan limits are “non-conforming” or “jumbo” loans.Learn More
Any of the types of mortgages listed above may be suitable if you are in the market for your first home. Our loan experts can help you determine which type of mortgage will help you achieve your financial goals.Learn More
Senior homeowners can borrow against their equity for a supplement to income during retirement using a reverse mortgage.Learn More
An interest only loan is a specialty product that lets you pay only interest during the mortgage’s introductory period.Learn More
For complete loan program details please speak with a mortgage specialist. All programs, rates, terms and conditions are subject to change without notice. This is not a commitment to lend. All loans are subject to credit and collateral approval. Some products may not be available in all states. All loans are offered through Express Capital a division of Florida Capital Bank, N.A. Member FDIC NMLS ID 790396. © 2017 Express Capital. NMLS: 01477187
For complete program details, speak with one of our mortgage specialists. This is not a commitment to lend. All home lending products are subject to credit and property approval. Rates, program terms, and conditions are subject to change without notice. Not all products are available in all states or for all amounts. Other restrictions and limitations apply. Home lending products are offered through Florida Capital Bank, N.A. dba Express Capital Lending NMLS 790396. Nationwide Mortgage Licensing System & Directory information can be found at www.nmlsconsumeraccess.org.