Buy a Home in Tustin

Purchasing a home is easy when you work with Express Capital. We offer big bank funding with personalized small business service so you can experience the best of both worlds when applying for a mortgage.

Find Your Ideal Home Purchase Loan

As a direct mortgage lender and broker in Tustin, we are able to connect you with a wide spectrum of competitive lending products.


Conventional

A conventional conforming loan is not backed by a government agency and fits within the Fannie Mae and Freddie Mac conforming loan limits. Choose an interest rate format that works for you: fixed or adjustable.

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FHA

An FHA mortgage backed by the Federal Housing Administration allows you to buy a home with a low down payment and affordable rates. You do not need to have perfect credit to be eligible for this type of financing.

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VA

Are you a veteran, active duty service member, or eligible surviving spouse? Move into a home with zero down payment with a VA mortgage backed by the US Department of Veterans Affairs.

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USDA Loans

If you are purchasing a home in a rural location, apply for a USDA mortgage to move into a home with no down payment.

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Jumbo

A jumbo loan, also called a “non-conforming” loan, is a type of mortgage that exceeds the Fannie Mae and Freddie Mac conforming loan limits. Use this type of mortgage to buy high value properties in Tustin or throughout the Los Angeles metro area.

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Self Employed Borrowers

Buy a home without a W-2 form if you are self-employed, own your own business, freelance, or fit into any other category where bank statements better represent your income.

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First Time Home Buyer

We offer a variety of types of mortgages that are suitable for purchasing your first home in California.

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Interest Only

With an interest-only loan, you pay only interest during the mortgage’s introductory period. This type of mortgage may be ideal in a situation where you do not plan to stay in the home over the long term and do not need to build up equity. It is a type of adjustable rate mortgage (ARM).

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Bridge Loans

For move-up homebuyers, we offer bridge loans. Use this type of short-term financing to make your down payment on your new home while selling your old home.

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See What Our Clients Are Saying About Us!

Arlene A.
Arlene A.
21:32 22 Aug 22
Christina is amazing at her task. She goes above and beyond to assist you in getting your loan approved! She is always available to answer any questions, even if they seemed insignificant. I am truly thankful that she was able to help me reach one of my goals in life... that is to be a homeowner! I could not be happier with her services. I would definitely recommend her to anyone with no hesitation.
Clarissa
Clarissa
03:33 19 Aug 22
Christina gave us an amazing customer service experience. My husband and I are very thankful for her help in getting a home equity line of credit. She’s very thorough and helpful!!!! Thank you again 🙏🏼
bonnie C.
bonnie C.
20:13 18 Jul 22
I would like to give a shout out to Nate Bryant !!Thank you so much for all you have done for my husband and myself.Nate is very knowledgeable and is always willing to answer our questions. He made the process of refinancing our home easy and worry free. I would recommend him to family and friends, and I have !!He has helped my daughter and my son on refinancing of their homes.Sincerely,Bonnie & Adam Chabarria
Vanessa J.
Vanessa J.
20:01 15 Jul 22
Wonderful experience. Extremely helpful and always available for questions. They take the time to give the best customer service to meet your needs. I recommend Express Capital for top notch service and results.
crystina C.
crystina C.
16:44 14 Jul 22
Absolutely the best customer experience I have ever experienced. They explained everything in a way I would understand and was always able to answer my calls and return my emails very quickly. The fastest I have ever moved on a refinance. Highly recommend this company between their knowledge, communication skills and excellent pricing you can not go wrong here. I personally worked with Jason G and he was amazing. I will continue to go through this company in my future purchases.
Jenna F.
Jenna F.
19:11 08 Jul 22
I am a Realtor, and Nate and his team (Heather) were able to assist my clients and meet all the deadlines and demands in our contract with short notice. Communication was great along the way and I wish all my clients had lenders like them. They were on top of everything!
Zachary G.
Zachary G.
18:14 29 Jun 22
I've known Jason for a number of years so when it came time to find a lender for our first home purchase it was an easy decision. Jason is kind, knowledgable and available to answer all of your home buying questions from start to finish. His calm demeanor made the entire home buying process effortless and dare I say, easy. Seriously, he's the best. Thanks Jason!!!
David P.
David P.
16:00 24 Jun 22
Excellent all-around. Was prompt, helpful and got us precisely what we needed to close on our home. 10/10 would recommend.
paul
paul
20:41 17 Jun 22
Jason has helped us for a number of years with several refinances. He was able to help manage our fairly complex financials into a package that give us our best value. We also trusted his recommendations on when to do the refinances. Lots of adversity and unpredictability out there. He's never let us down. I trust his integrity and capability 100%. I have no reason to go anywhere else thank you again
Heather H.
Heather H.
03:19 25 May 22
My husband and I cannot say enough good things about Express Capital. They helped us refinance our home in California and most recently, buy our new home in Washington state. Moving to a new state is stressful enough, let alone to an area with a highly competitive market, but Jason Santangelo helped us seal the deal on the very first home we put an offer on! He not only reached out to our realtor, but to the sellers’ realtor as well; we know this gesture made our offer even stronger. After our offer was accepted, Jason and Casey Porzio made everything a smooth, easy process. They quickly answered any questions we had, stayed in contact with our realtor throughout escrow, and even helped us to close early. Jason and Casey are incredibly knowledgeable, patient, understanding, and kind. Refinancing and home buying can be daunting tasks, but not when you have an honest, outstanding team on your side like Express Capital. They are quite simply the best!
Tim M.
Tim M.
04:51 20 Apr 22
My wife and I recently found ourselves in a situation where we stumbled onto the home of our dreams, but the seller needed a 30 day escrow. We weren't really planning on moving, but we knew that in this tough housing market we needed to move fast or we would miss out on this opportunity. We quickly put in an offer and it was accepted. With all this happening so fast, we knew that we would need to find a dependable lender that would not only get our funding in place quickly, but would also get us the best rate.We contacted Express Capital, explained our situation and they immediately went to work. Chris and his team quickly got back to us with excellent rate options and were able to get our loan funded on time and without any issues. We are super happy that we worked with Express Capital on the purchase of our new home. They really did an excellent job and we would recommend them to anyone looking for a reliable and friendly mortgage company.
Dennis K.
Dennis K.
17:56 18 Apr 22
We had the privilege of using Tom Neal's personable and professional services a few months back to refinance our home in Alexandria, Virginia. Tom is an extremely, knowledgeable professional that made the process extremely easy. We closed on our loan in less than 30 days (including the appraisal process). The settlement occurred at our home. Tom clearly articulated the pros and the cons for each facet of the process as it related to our application in a timely fashion. Tom always responded courteously and expeditiously to calls, texts, and emails. He provided us with a competitive rate with exemplary service. Without any reservation, we have referred Tom's services to others. Give Tom a call to chat about your situation, you will not regret it.Dennis and Carol K.Alexandria, Virginia
Taylor N T.
Taylor N T.
17:21 16 Apr 22
Michael was extremely helpful and patient with explaining the whole process of buying our first home! He was always on top of things and because of his knowledge of the market/world events that affect the housing market was able to lock us into our rate at the right time to get us the best interest rate we could have hoped for in this crazy market! Thank you Michael for helping us get to where we needed to be financially to buy our first home!
Bill C.
Bill C.
21:48 14 Apr 22
We've refinanced our loan probably 4 times since we initially bought our home and the last 2 have been with Express Capital. Before being referred to Jason at Express, we dealt with big name lenders who promised us (even in writing) rock-bottom rates and costs. In the end though, we never got the low rate, no-cost loan they promised because our "situation" didn't qualify. With Express, Jason asked all the pertinent questions upfront - it was clear he knew his stuff and he made it a point to educate us too. Transparent, honest, and delivered exactly on what he quoted. Can't ask for more. Don't be fooled by those low rate, no-cost advertisements - just go to Express.
Scott A.
Scott A.
20:32 14 Apr 22
Jason, Heather and the gang at Express Capital have been fantastic. Their attention to detail, efficient communication and diligence in helping us with our recent re-fi resulted in a smooth and stress free process. You really can't do any better in terms of customer service, follow up and just generally being good people.We've been long time clients of Jason and couldn't recommend him more highly. We look forward to a continued relationship with him!
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Buy a Home in California or Nationwide

You can click on any of the links above to learn more about these different mortgage products. During your consultation, you can ask us all of your questions about the lending options available to you and receive personalized recommendations.

Please give us a call today at (949) 751-6940 to schedule your consultation. We can help you buy a home in Tustin, Los Angeles, Anaheim, Irvine, or anywhere in California or all 50 states.